bowline$BOWLINE
Live on Virtuals, on Robinhood Chain. $BOWLINE is the revenue token for the Bowline lending protocol: it earns a real cut of every loan fee, paid in USDG. Below is how the flywheel works, enforced by the same fee-splitter contract running on-chain today.
Every fee splits four ways,
and the biggest slice pays $BOWLINE stakers
The split already runs on-chain for every loan fee: 40/40/10/10, hard-bounded so governance can never quietly rug a channel:
Paid to stakers in real USDG. During the 7-day Genesis Epoch stakers take 25% while the pool is seeded; after that it settles to the full 40%. The reward vault is live on-chain now — stake $BOWLINE, earn USDG, claim anytime.
Straight to the pool via share price. No claiming, no staking. For the first 7 days lenders take 55% to bootstrap the pool, then an even 40%.
On-chain claimable balances, per referred loan, forever.
The fee-funded backstop that makes lender shortfalls rare.
Stake $BOWLINE, earn USDG
The reward vault is deployed and live on Robinhood Chain. Stake $BOWLINE to earn a pro-rata share of the protocol’s staker fee slice, paid in real USDG — no lockups, claim or unstake whenever you want. Rewards start flowing as loan fees accrue.
Repayments build reputation
A 300–850 score per wallet, written on-chain from your loan history: on-time repayments up, settlements down. Score-based perks like higher LTV and lower fees are planned but not yet enforced by the loan contract, and other protocols will be able to verify your score cryptographically. The scoring oracle is already deployed and recording. No fake “coming soon” dates. Perks switch on when they’re tested.
Machines borrow here too
A pay-per-call API (x402 standard, settled in USDG) so autonomous agents can quote, borrow, and repay without accounts or API keys. The agent’s own wallet is the borrower. Robinhood Chain has no x402 facilitator yet, so we’re building the first one. Agent fees feed the same flywheel.
1 · Protocol proves itself
Real loans, real fees, public stats. The launch pitch is traction, not a roadmap.
2 · Virtuals launch
Token and agent launch together on Robinhood Chain through Virtuals. Fees generated from trading go into the lending pool.
3 · Flywheel switches on
The staker channel starts paying in USDG. Every borrow, human or agent, feeds it.